Gaya APA

Hanafi, R., ASTUTI, M, R, D. (2023). Pengaruh Information Communication and Technology (ICT) Utilization dan Financial Technology (fintech) terhadap kinerja UMKM . Semarang: FE UNISSULA.

Gaya MLA

Hanafi, Rustam., ASTUTI, MAESAROH, RISQI, DWI. "Pengaruh Information Communication and Technology (ICT) Utilization dan Financial Technology (fintech) terhadap kinerja UMKM". Semarang: FE UNISSULA, 2023. Text.